Frequently Asked Questions

To be eligible for the Winter Tire Program,you must:

  • Be an individual (not corporate) Manitoba Public Insurance customer
  • Purchase qualifying winter tires for a passenger vehicle or light truck registered under your name
  • Not be subject to financing restrictions or have outstanding arrears on your Manitoba Public Insurance account
  • Be the registered owner of the vehicle

If you hold a student, work, or visitor Visa permit you are not authorized for financing through a retailer.

No, there is not credit bureau pulled. It is strictly through Manitoba Public Insurance.
No, it does not. If the customer should sell the vehicle or write off a vehicle, the loan remains with the customer not the vehicle.
Yes, they are eligible for the program but they will be required to pay the loan on the winter tires if there are payments remaining after the lease is up.
No, the loan does not report to the credit bureau. Only if the customer fails to pay their loan, Manitoba Public Insurance collections officers will attempt to collect from the customer. If the attempt is unsuccessful, the debt is sold to a collection agency for further collection. At that point, it will be reported to the credit bureau.
Yes you can. It is an open loan so there is no penalty to paying it earlier than the initial loan term chosen.
Visit a Birchwood Automotive Group dealership or Collision Centre to purchase your tires and initiate your financing. Click HERE to shop for your winter tires.
  • Provide your vehicle registration certificate and your driver’s license or identification card
  • You MUST be the registered owner of the vehicle to get financing
  • Select a financing term between one and four years and a monthly payment withdrawal day
  • Choose between using the existing banking or credit card information on your Manitoba Public Insurance account, or have your Autopac agent contact you for the information
  • Provide your phone number and preferred Autopac agent
  • Read and sign the loan information (including applicable interest rate), Pre-authorized Payment Agreement, promissory note and terms and conditions
Winter-TiresTires that are qualified will display this symbol, as established by Transport Canada and the Rubber Association of Canada. It indicates that the tires have met specific snow traction performance requirements and are designed for severe snow conditions.

You can include:

  • Rims
  • Mounting
  • Balancing
  • Tire Pressure Monitoring Systems
  • Addition of studs
  • Switchover costs
  • Storage costs
  • Taxes and fees

Anything over $2000 you must pay the extra at time of purchase.

There is a one-time fee of $4 per loan. This is an administration fee and will be included in the amortized loan amount.
Please see the chart below. The rates are from the Bank of Canada and are subject to change. Prime plus 2%. Depending on your term and amount financed your payment may differ.

MPI Winter Tire Finance Plans

Once your Autopac agent processes your application, you will be mailed a payment schedule along with a copy of the form you signed at Birchwood.
Contact your Autopac agent or Manitoba Public Insurance Service Centre.

Our wheel deal comes free with a purchase of 4 winter tires. Click HERE for more details.

  • You also get free Roadside Assistance
  • Free tire rotations and inspections
  • Tire and rim road hazard coverage